Permit me to give you these words of wisdom. It will be a great blessing to you. Please read and meditate on them:
1. ON EARNING:
Never depend on single income. Make investment to create a second chance.
2. ON SPENDING:
If you buy things you do not need, soon you will have to sell things you need.
3. ON SAVINGS:
Do not save what is left after spending, but spend what is left after saving.